The Habit Effect ~ Your Life, Your Money was written to bring awareness to financial literacy by using the principles of habits. It is an INSPIRATION for a financial freedom mindset, which we all deserve. FANTASTIC money management advice for high school and college students and individuals looking for tips on money management as transition to the next level in life. LOADED with creative financial habits on savings, money flow, budgeting, tracking spending, demanding good credit, loan responsibility and retirement planning. Very HELPFUL for transforming to good habits by focusing on understanding abundance. USEFUL for identifying some important factors in starting and running a successful business. A MUST have to eradicate the money grabbers, money penalties and money Scams.
In a S & P Global Financial Literacy Survey it indicated that only 57% of adults in the United States are financially literate, and worse, comparisons shows that only 33% of adults worldwide are financially literate. Although, the upcoming generation seem to be concerned, yet they seem to have little desire to actually learn about their personal finances. There are also studies that indicate about 50% of small businesses started, fail in their fifth year. This lack of financial understanding has a major impact on our country. The goal of “The Habit Effect” is to provide information that can be used to eradicate financial disasters with a good understanding of financial habits to live by, and to provide coaching tips on using good habits. So, those who choose to understand more about money management, or do something about their financial situation, will learned that they are capable of confronting and overcoming any obstacle by empowering themselves through good habits, financial literacy, and good business practices.
